If you own assets of value, such as a car or a house, you can liquidate them or give them as security for a loan. These solutions can generate funds that can help you settle your debts.
But beware! If you do not pay all of your debts, you might still be struggling at the end of each month. If this happens, the consumer proposal might be more advantageous for you because it will solve all of your debts while allowing you to retain the assets that you own.