You dealt with the intense anxiety of having to pay off your debts for a very long time, and decided to take all of the necessary steps to get rid of them. After the struggle of paying back your debts on time and remaining frugal for so long, you finally succeeded and paid everything off and are free of your debts. You think it’s high time you receive your debt discharge — except it’s being challenged. So what happens next? Read on to find the reasons as to why your debt discharge is being challenged and the steps you need to take in order to finally be free.
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5 things to know about consumer proposals
Consumer proposals are on the rise all across Canada and even more in Quebec. In fact, from 2012 to 2013, the number of consumer proposals increased by 5.4% in Canada and 28.7% in Quebec! At the same time, the number of personal bankruptcies declined by 3.2% in Canada. No doubt that the consumer proposal is becoming the solution of choice for debtors.
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