{"id":4734,"date":"2014-05-26T12:18:07","date_gmt":"2014-05-26T17:18:07","guid":{"rendered":"http:\/\/pierreroy.com\/?p=4734"},"modified":"2014-11-09T21:35:46","modified_gmt":"2014-11-10T02:35:46","slug":"can-my-tax-debts-be-included-in-my-bankruptcy-or-my-proposal","status":"publish","type":"post","link":"https:\/\/pierreroy.com\/en\/2014\/05\/can-my-tax-debts-be-included-in-my-bankruptcy-or-my-proposal\/","title":{"rendered":"Can my tax debts be included in my bankruptcy or my proposal?"},"content":{"rendered":"

At this time of year many people ask us if their tax debts (personal income taxes, company taxes, GST, PST, etc.) can be included in a personal bankruptcy<\/a> or a consumer proposal<\/a>.<\/p>\n

The answer is yes.<\/strong> Tax debts are generally included in a bankruptcy or proposal.<\/p>\n

Most people do not realize that tax debt (Revenu Qu\u00e9bec and the CRA) are treated just like credit card debt, lines of credit, etc. In fact, a significant proportion of bankruptcies in Quebec and Canada include tax debts.<\/p>\n

However, take note that your tax debts may not be dischargeable if it is a case of fraud or a fine. Otherwise, interest and penalties on your legitimate tax debts can be included in a bankruptcy or a consumer proposal.<\/p>\n

If your tax debts represent more than $200,000 (principal, interest and penalties included) or more than 75% of your total debt, you will not get an automatic discharge and you must attend a hearin. This extra step is to prevent abuse of the insolvency system. (Read the article from the Law<\/a>)<\/p>\n

For personalized advice based on your unique situation, do not hesitate to contact us<\/a> for a free and confidential assessment.<\/p>\n","protected":false},"excerpt":{"rendered":"

At this time of year many people ask us if their tax debts (personal income taxes, company taxes, GST, PST, etc.) can be included in a personal bankruptcy or a consumer proposal.<\/p>\n","protected":false},"author":1,"featured_media":4733,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[48],"tags":[],"class_list":["post-4734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-frequently-asked-questions"],"acf":[],"yoast_head":"\nCan my tax debts be included in my bankruptcy or my proposal? - Pierre Roy & Associ\u00e9s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pierreroy.com\/en\/2014\/05\/can-my-tax-debts-be-included-in-my-bankruptcy-or-my-proposal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can my tax debts be included in my bankruptcy or my proposal? 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