A debt settlement is a negotiation between you and your creditors that will allow you to pay off only a portion of your debt. Although this process may seem simple enough at face value, there are some intricacies that go along with it. Here’s everything you need to know.
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Can my Debt Discharge be Challenged?
You dealt with the intense anxiety of having to pay off your debts for a very long time, and decided to take all of the necessary steps to get rid of them. After the struggle of paying back your debts on time and remaining frugal for so long, you finally succeeded and paid everything off and are free of your debts. You think it’s high time you receive your debt discharge — except it’s being challenged. So what happens next? Read on to find the reasons as to why your debt discharge is being challenged and the steps you need to take in order to finally be free.
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Getting a Loan or Credit After Bankruptcy, Is It Possible?
Making the important decision of filing for bankruptcy isn’t as daunting a decision as one may think. If you would like to get a loan, or any other credit, the most important thing to do is to re-establish your credit worthiness. Many may wonder if getting a loan is even possible. Below, you will find all of the information you need about what happens after making this pivotal decision.
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How to Declare Bankruptcy: The Bankruptcy Process
If you are reading this article, it’s probably because you’re tired of being held by the throat by your debts. Are you looking to make a fresh start that will allow you to rebuild on solid grounds, without your creditors harassing you constantly?
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Personal Bankruptcy and Student Loans
You have student loans but you are no longer able to pay them? Thinking about personal bankruptcy to settle your debts? Be careful, as it could be that your student loans are not dischargeable!
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