If you have a bad credit history, whether it’s from a previous insolvency or a series of youthful mistakes, don’t worry. This is not a life sentence! Various tools are available to restore your credit report, which will increase your score and allow you to obtain credit on favorable terms.
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COVID-19: Mandatory Mask or Face Covering
Please note that, according to the new government directives, and this as of July 18th, 2020, anyone wishing to come to our offices will be required to wear a mask or a face covering.
For more information, do not hesitate to consult the Government of Quebec’s web page on the obligation to wear a mask or a face covering.
We thank you for your cooperation and your support.
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COVID-19: MAY 19TH UPDATE
Since the confinement and closure of businesses was decreed last March, we have continued to offer all of our services by telephone and videoconference.
Starting May 19th, although we will continue to promote our services using the means of telecommunications mentioned above, some of our offices will be open for individual face-to-face meetings.
The opening of all of our offices for face-to-face meetings will be done gradually over the next few weeks, following public health recommendations. However, strict and rigorous hygiene measures have been put in place to ensure your safety and that of our staff.
Contact us to know the list of open offices and the sanitary measures in place.
– Pierre Roy & Associés
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COVID-19: MARCH 24TH UPDATE
Starting on March 24th, despite the mandatory break imposed by the government, all of our services will be maintained by telephone and videoconference. However, access to our offices will be closed.
We also have electronic document signature solutions in place. These measures are based on the recommendations of the Office of the Superintendent of Bankruptcy.
Our goal is to maintain our services, which we consider crucial in the current situation.
We will keep you informed of any changes.
– Pierre Roy & Associés
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COVID-19: IMPORTANT MESSAGE TO ALL OUR CUSTOMERS
To all of our customers,
Due to the COVID-19 pandemic, Pierre Roy & Associés has taken special measures to maintain its services.
We recommend that all appointments be done by videoconference or by phone in the coming weeks to ensure the health and safety of our customers and employees.
We also have electronic document signature solutions in place. These measures are based on the recommendations of the Office of the Superintendent of Bankruptcy.
Our goal is to maintain our services, which we consider crucial in the current situation.
We will keep you informed of any changes.
– Pierre Roy & Associés
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Plan for the unexpected: 10 easy tips
As the new year dawns, younger and older couples are facing credit card debt that is close to the pinnacle. But how do we get our personal finances back on track when money is stressful for 43% of Canadians? Here are 10 tips to put into practice.
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Beware of debt after retirement!
Not everything is rosy in retirement, proof of this is that seniors are increasingly in debt. Since 2010, people 65 and over have been the group that has grown the most among clients who have come to us for insolvency issues. But what are the causes of these growing difficulties?
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I Have Bad Credit … Can I Do a Debt Consolidation?
Every day people contact us because they want to do a debt consolidation. Most of the time, these people come to us because they have been turned down by their financial institution because of their bad credit.
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Frozen Bank Account? Here’s what to do.
Here is a typical scenario: you go to the ATM to get some cash to pay for your groceries, but to your surprise, your bank account has been frozen and you cannot complete your withdrawal. Panic sets in. How are you going to pay for your groceries, gas and other basic needs? Rest assured, there are solutions to lift the freeze code from your bank account.
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Consumer Proposals on the rise in Quebec in 2015
The Office of the Superintendent of Bankruptcy issued last month the Insolvency Statistics for Canada in 2015 and the figure that gets immediately noticed is the increase in consumer proposals in Quebec by 12% compared to 2014.
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