Our Emergency Service
We have a 24/7 emergency service if you need to speak with an advisor quickly. We can present you with solutions that will allow you to regain control of the situation.
What is a wage garnishment?
A wage garnishment is a legal action that will allow creditors to collect money directly from your paycheque.
In order for a wage garnishment to take place, the creditor will:
- Obtain a judgement from the court and make a request for wage garnishment. Once approved,
- Be authorized to take steps to garnish a portion of the debtor’s paycheque.
In Quebec, the percentage amount can be up to 30% of the debtor’s gross salary after exemptions.
How to stop wage garnishment
If you are unable to settle the garnishment procedure on your own (negotiate the debt or pay it in full) there is a solution to help you stop the garnishment.
A Licensed Insolvency Trustee (LIT) can help end the anxiety of having your wages garnished by helping you file a consumer proposal or bankruptcy.
This two debt solution will fully put an end to wage garnishments or any legal action taken against you through a stay of proceedings.
Stop wage garnishment and clear all of your debts by contacting a LIT so that you can lead stress-free and debt-free life.
Submit our emergency appointment form and we will contact you as soon as possible.